The regulatory framework governing banks is a significant component of financial stability and, in the European Union, a crucial factor in financial integration and banking union. Its aim is to guide the behavior of banks in the desired direction, namely to ensure their robustness, with rules for capital adequacy and liquidity, their security, with rules for corporate governance, their resilience to crises, with rules for the resolution of non-viable banks and the management of non-performing loans, and their ethical conduct towards their clients, with rules for the provision of investment services and responsible lending, among others.

All of the above are some of the key subjects of negotiation in this book. The goal for each individual topic is, first, to highlight the economic-banking dimension and foundation, which is not easily understood in regulatory texts, and second, to escape from the legal writing of the texts and present them in a unified and easily understandable manner. With this approach, it becomes a useful tool for both financial sector executives and for educational and research purposes in the academic field. Additionally, the book aspires to be part of the efforts for financial literacy.