The book examines the complex issue of the regulatory framework of banks through a clear and systematic approach, highlighting the fundamental principles and the broader perspective of each analytical field, rather than providing an exhaustive presentation of technical details that might obscure overall understanding. It adopts an economic perspective on each topic and presents the key elements found in legal texts in a clear and accessible manner, thereby making the regulatory material more understandable to readers without formal legal training.

The book is structured into four parts. The first part introduces fundamental concepts related to banks, the banking system, and the architecture of the European financial system, while the remaining three parts examine the three main pillars of the financial stability framework. The second part focuses on regulatory supervision, covering topics such as capital adequacy, corporate governance, liquidity, digital finance, sustainable finance, and ESG risks. The third part explores regulatory intervention in crisis management, including the resolution of non-viable banks and the management of problematic portfolios. The fourth part deals with the regulation of behavior, aimed at protecting retail clients, investors, and consumers from unfair practices.

Overall, the book serves as a valuable resource for academic research and teaching in the field of banking, while also supporting banking professionals in enhancing their understanding of the regulatory environment and fulfilling their professional obligations more effectively. Additionally, it provides insights for legally trained readers by highlighting the economic logic behind regulatory interventions and can also serve as a reference manual for initiatives related to financial education.